About Catastrophic Plan and change of coverage after 65
Coverage plan CATASTROPHIC: Accidents Cerebrovascular, Angioplasty, Cancer, Heavy Traumas, Surgery Cardiovascular, Transplants of organs, Dialysis, Neurosurgery till the individual limit of the Policy. Every company has their own variation!
There are certain procedures which are not approved by the Government, because there are just a few Doctors in that area who can execute the procedure or a lack of technological resources for an nation wide cover.
MONUMENTAL, UNIVERSAL, HUMANO and PALIC will not change the coverage for their affiliates. They keep on going with the catastrophic plan unless it would be a pre-existing condition!
CONSTITUCION change their affiliates into a special plan for pensioners after 65 and exclude the Catastrophic Plan!
PALIC keeps the option to terminates the contract with their affiliates after the ages of 70!
UNIVERSAL change premium level first with 61 then with 65
HUMANO adjust the premium to 100% from 70 and 200 % after 80
MONUMENTAL keeps going with the Plan and adjust concerning consummation of the affiliated person! Inclusion for foreigners over 60 till 70 is possible with a special designed Plan without Catastrophic Events!
IMPORTANT FOR ALL NEW AFFILIATES! THE WAITING PERIOD FOR THE CATASTROPHIC PLAN IS 12 MONTH!